Fintech
Scalable finance setup for a fintech startup
Built an investor-ready finance backbone for a San Francisco fintech startup handling digital lending, payments, compliance, and fundraising metrics.
Confidential
Founding team
Fintech
01
The problem
- Financial reports needed to align with US GAAP and increasing regulatory expectations.
- Thousands of payment transactions lacked automated reconciliation.
- Investor updates lacked reliable SaaS metrics such as MRR, CAC, LTV, and runway.
- The chart of accounts was not structured for a high-growth technology company.
02
The engagement
- Implemented a US GAAP-aligned chart of accounts in Xero.
- Integrated Stripe, Plaid, and Brex with Xero for reconciliation.
- Built investor dashboards for SaaS metrics and board reporting.
- Rebuilt the financial model for growth and fundraising scenarios.
03
Outcomes
- The company passed year-end review and due diligence with no material adjustments.
- Manual transaction review dropped through automated reconciliation.
- Founders closed a competitive seed round using accurate finance metrics.
- Finance infrastructure supported team growth, multi-state operations, and expansion planning.
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